{"id":1974,"date":"2021-09-09T14:44:29","date_gmt":"2021-09-09T13:44:29","guid":{"rendered":"https:\/\/www.unitedwelsh.com\/cy\/?page_id=1974"},"modified":"2021-09-09T14:44:29","modified_gmt":"2021-09-09T13:44:29","slug":"shared-ownership","status":"publish","type":"page","link":"https:\/\/www.unitedwelsh.com\/cy\/shared-ownership\/","title":{"rendered":"Shared Ownership"},"content":{"rendered":"<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/mMot43_BiLU\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p><strong>Through our <a href=\"https:\/\/harmonihomes.com\/\">harmoni homes<\/a> brand, United Welsh offers first-time buyers and those that do not currently own a home the opportunity to purchase a share in a new build with a Shared Ownership scheme.<\/strong><\/p>\n<p>Shared Ownership is for people who would like to own their own home but cannot afford to buy on the open market.<\/p>\n<p>You pay a mortgage on the share that you own and pay rent on the remaining share.<\/p>\n<p>Because you only need a mortgage for the share you are purchasing, the amount of money required for a deposit is a lot lower when compared to the amount that would be required when purchasing outright.<\/p>\n<p>You have the option to increase your share via a process known as \u2018staircasing\u2019 and can staircase all the way to 100%, thereby owning the property outright.<\/p>\n<p>Shared ownership properties are always leasehold.<\/p>\n<p><strong>To see what shared ownership properties are available, visit <a href=\"https:\/\/www.harmonihomes.com\">www.harmonihomes.com<\/a><\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1975 size-medium\" title=\"Shared Ownership Welsh Government poster United Welsh\" src=\"https:\/\/www.unitedwelsh.com\/cy\/cy\/wp-content\/uploads\/sites\/3\/2021\/09\/Shared-Ownership-Welsh-Gov-flyer-297x300.jpg\" alt=\"Shared Ownership Welsh Government poster United Welsh\" width=\"297\" height=\"300\" srcset=\"https:\/\/www.unitedwelsh.com\/cy\/wp-content\/uploads\/sites\/3\/2021\/09\/Shared-Ownership-Welsh-Gov-flyer-297x300.jpg 297w, https:\/\/www.unitedwelsh.com\/cy\/wp-content\/uploads\/sites\/3\/2021\/09\/Shared-Ownership-Welsh-Gov-flyer.jpg 554w\" sizes=\"auto, (max-width: 297px) 100vw, 297px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Through our harmoni homes brand, United Welsh offers first-time buyers and those that do not currently own a home the opportunity to purchase a share in a new build with a Shared Ownership scheme. Shared Ownership is for people who would like to own their own home but cannot afford to buy on the open [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1974","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Shared Ownership - United Welsh Cymru<\/title>\n<meta name=\"description\" content=\"Through our harmoni homes brand, United Welsh offers first-time buyers and those that do not currently own a home the opportunity to purchase a share in a new build with a Shared Ownership scheme.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.unitedwelsh.com\/cy\/shared-ownership\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Shared Ownership - 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